Wednesday, February 13, 2008

flood-ish


Michael forwarded this for his friend Nick who says, "This was taken in the flood ravaged town of Millvale, PA. Perhaps this isn't a misuse of quotation marks as emphasis as much as a comment about what sort of damage insurance companies consider to be 'flood' damage."

11 comments:

TheJay said...

During a flood seems like a questionable time to buy (and sell) a flood insurance policy.

Anonymous said...

flood insurance! get yer flood insurance here!

Anonymous said...

Well maybe it's because people are going to lie and say that it got damaged in a "flood", and this particular insurance company wants to be lied to.....

heebnvegan said...

Here's the other part of the message that Nick sent to me along with the sign.

"Since getting this picture off my phone exhausted my tech-exploratory talents for the night, would you mind forwarding this picture to the proper authorities? You know who I mean."

:-)

Jeff said...

"The proper authorities" I love it!

We need to get you a badge, Bethany.

Ruth said...

It's insurance for all those people whose houses get trashed by their friends during a crazy party then want to blame it on something respectable like a flood.

Nick said...

Thanks for posting my picture!

The worst flooding happened in 20044, but there's still some risk, and because it's a flood zone there might be legal requirements about getting insurance.

A lot of people are surprised to find out that the way some "flood" insurance policies are worded, the insurance company is only liable for water rising out of streams, and not, for example, for water running off of hill sides or seeping through your basement walls.

I think something similar happened after Hurricane Katrina when people found that they were insured against flooding from hurricane storm surge but not from flooding rivers, or they were insured against having their roof ripped off by wind but not against having all your stuff soaked when the rain gets in.

So...yeah. Insurance companies can be sneaky. "Caveat emptor," as they say.

sitboaf said...

20044... Yeah that's just after the big war when the apes took over the earth.
Damn, dirty apes!!

Andi said...

"The proper authorities" I love it!
Oh yes, I do too. Kudos to Nick for knowing the answer to that nagging question "Who ya gonna call?" when you see misused quotation marks!
I also think they may not be talking about floods, but FLoods, which I believe to be some sort of bacteria-laden food that school cafeterias sell. You really should get some insurance against that.

Architect Critic said...

Maybe the quotes should have been around "insurance" instead.

heebnvegan said...

20044? With global warming and rising sea levels, the whole world will be flooded by then!